MNF is registered as a financial service provider to keep, invest, administer, or manage money, securities, or investment portfolios on behalf of other persons, and operate a money or value transfer service (FSP1002626). MNF is not licensed by a New Zealand regulator to provide the Platform. MNF’s registration on the New Zealand register of financial service providers or membership of the FSCL does not mean that MNF is subject to active regulation or oversight by a New Zealand regulator. In particular, the Platform is not (and is not required to be) a licensed financial products market for the purposes of the Financial Markets Conduct Act 2013 (FMC Act).